Certainty Select® Annuity
Tax-Deferred Multi-Year Guarantee Annuity from EquiTrust

• Issue ages 0-901
• Free withdrawals of cumulative interest
• $10,000 minimum
• Full Accumulation Value at death
• Nursing Home Waiver, through issue age 80 (not available in MA)
• Approved in all states, excluding New York

Variety of Guarantee Periods

3 Years
5 Years
6 Years
8 Years
10 Years

Sales Resources

Client Brochure
Client-use Flyer
Print Ad

Renewal Commission
The 1% renewal commission applies to the renewal of the guarantee period
for all Certainty or Certainty Select in-force contracts – all issue dates! Renewal commissions are paid to agents with active EquiTrust contracts at the time of renewal.2

Questions? Send an email to EquiTrust Sales Support, call 866-598-3694, or visit our website Agents.EquiTrust.com

1Commission reduction for issue ages 81-90.
2Renewal Commissions paid only for guarantee periods of 3, 5, 6, 8 or 10 years.
Based on the Company's 12/15/16 declared interest rate for the Single Premium Deferred Annuity (Certainty Select Annuity). The initial rate guarantee period is 3, 5, 6, 8, or 10 years. Initial rate subject to change. Surrender charges are in effect for partial withdrawals in excess of the Free Withdrawal Amount or a full surrender before the end of the Guarantee Period. Surrender charges are a percentage of the Accumulation Value, and decline annually: 10, 10, 9, 9, 8, 8, 7, 7, 6, 5%. The Surrender Charge period matches the Guarantee Period. Surrender Charges may vary by state. Product features may vary by state. IRAs/qualified plans are already tax deferred; consider other annuity features. EquiTrust Life Insurance Company cannot give legal, tax or accounting advice. Your personal tax advisor can provide important information with respect to the purchase of this annuity contract and its taxation. Contract issued on Contract Form Series ET-MYG-2000(06-09) or ICC13-ET-MYG-2000(07-13). EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. EquiTrust Life Insurance Company, West Des Moines, IA. For Producer Use Only. IC17-ECN-1040